A time-value-of-money solver: enter any four of N, interest rate, present value, payment, and future value, and it computes the fifth — the engine behind loans, savings, and annuities.
How to use Finance Calculator (TVM)
Choose which variable to solve for.
Enter the other four values and the periods per year.
Read the solved value.
Frequently asked questions
What is the sign convention?
Money you pay out is negative and money you receive is positive. Following this consistently makes the results come out correctly.