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Auto Loan Calculator

Estimate your car loan payment including down payment, trade-in value, sales tax, and fees, and see the amount financed and the total cost of the vehicle.

How to use Auto Loan Calculator

  1. Enter the vehicle price, down payment, and trade-in value.
  2. Add the sales tax rate, fees, interest rate, and term.
  3. See your monthly payment and total cost.

Frequently asked questions

How is sales tax applied?
Sales tax is calculated on the price minus the trade-in value (common in many U.S. states) and added to the amount financed; rules vary by state.
What is "amount financed"?
It is the price minus trade-in, plus tax and fees, minus your down payment — the balance the loan actually covers.

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